In 2003, Chris Moneymaker was a comptroller in Tennessee with a master’s degree in accounting and a side job at a restaurant in Spring Hill. He paid $86 to enter an online satellite tournament on PokerStars and won a seat at the World Series of Poker main event, which normally cost $10,000. It was his first live tournament. This episode follows how a man trained to eliminate variance walked into a room of professional card players and beat them all, taking home $2.5 million.

His edge came from volume. Online play had shown him hundreds of hands an hour while live professionals saw perhaps 30, and his unorthodox bets were hard for them to read. He knocked out Phil Ivey and Dan Harrington, then faced the veteran Sam Farha heads up. The episode also weighs what the win cost him, how he answered the charge that it was a fluke, and why the rush of amateurs that followed became known as the Moneymaker Effect.

• Moneymaker is a real family name, the English translation adopted by German ancestors who made silver and gold coins.
• The book title that says he turned $40 into millions rests on a misremembered figure. The actual entry fee was $86.
• In the bluff of the century, he moved all in on the river with only king high, and Farha folded a pair of nines.
• On the final hand, his five and four made a full house, fives full of fours, against Farha’s two pair.
• He divorced in 2004, went on to more than $8.2 million in live tournament earnings, finished second to Erik Seidel in the 2011 National Heads-Up Poker Championship, and entered the Poker Hall of Fame in 2019.